Legal disclaimer

By accessing the website located at (hereinafter, the Website), which is owned by Liberty Seguros, Compañía de Seguros y Reaseguros, S.A. (hereinafter, Liberty), and/or any other site that may be accessed via same, the user agrees to abide by and comply with the terms and conditions indicated below (hereinafter, the Terms and Conditions). If you do not accept the Terms and Conditions, we request that you cease to access the Website.

These Terms and Conditions, along with the content, design and layout of the Website, may be subject to revision and/or modification at any time. In the event that the Terms and Conditions are revised or modified, the new version shall be published immediately and shall be accessible via the Website, and shall enter into force from the moment of its publication. To ensure they have a correct understanding of the Terms and Conditions in force at any given time, users should review them periodically.

Use of the Website, including its access and browsing by users, is free. It also implies an agreement to comply with these Terms and Conditions, the applicable Spanish legislation and the good practices and customs pertaining to an Internet environment.

These Terms and Conditions apply to all users of the Website. Notwithstanding the above, if in the future the Website should include new sections which provide specific services, Liberty shall have the right to add specific terms and conditions to these sections and said terms and conditions shall supersede or complement these Terms and Conditions.

Although Liberty wishes to provide the users of the Website with a continuous service, this may be interrupted for a number of different reasons. Under such circumstances, Liberty shall attempt to provide advance notice of said interruption to its users, where possible.

Exclusion from liability

The information regarding the products and services offered by Liberty on the Website does not reflect the full terms and conditions applicable to each of the products and/or services sold by Liberty. The information provided on the Website is of a merely indicative, orientative and approximate nature. The content included on the Website has been prepared by Liberty using information from both the company and from external sources, hence the great amount of information accessible to users. As a result, Liberty does not guarantee that the content of the Website is up to date and/or precise and/or available in its entirety at all times, although it will strive to ensure that this is the case. Similarly, Liberty does not guarantee the utility of the Website or of its services in relation to any particular activity, and users are therefore responsible for their accessing of the Website and use of its contents.


The Website contains hyperlinks to other websites which are not published, controlled, maintained or monitored by Liberty and as such Liberty is not responsible for their content. The content of these websites is the responsibility of their respective owners and Liberty neither guarantees nor approves this content.

The icon containing the hyperlink to the website of Liberty Mutual Group has the sole purpose of providing information on the group and its structure worldwide. The products and services offered on said website are directed exclusively at residents of the United States of America and Canada and are not applicable to residents of other countries. Liberty does not act, and does not claim to act, as an agent of Liberty Mutual Group or any other company within the group.

Users who wish to establish hyperlinks to the Website must refrain from making false, imprecise or incorrect declarations regarding the Website and/or its content. Under no circumstances shall it be assumed that Liberty has authorised said hyperlinks or that it monitors, approves or is otherwise connected to the content or services offered or made available on the website containing said hyperlinks. The creation of a hyperlink in no way implies the existence of any relationship between Liberty and the owner of the website on which the hyperlink is to be found. Hyperlinks to the Website may not be established on websites which include information or content that is illegal, immoral or contrary to good practice, public order, accepted Internet usage or which in any way contravenes the rights of third parties. Although the Website may be accessed via hyperlinks from other websites which meet the above requirements, said websites may not reproduce the content of the Website in any way and the use of browsers and border environments shall under all circumstances be prohibited.

Intellectual and industrial property

All of the designs, brands, names, company names, images, logos, graphics, icons, domain names, applications, autorun code sequences and all other content on the Website is either the property of Liberty or, where applicable, licensed by Liberty, and as a result said elements are specifically protected by intellectual and industrial property rights. Liberty and its licensors reserve all intellectual rights and copyright to the content of the Website. Under no circumstances shall accessing the Website imply the ceding of rights from Liberty to the user.

Users of the Website may make private use of the Website and its content. Under no circumstances may they make commercial use of the Website or its content, alter it in any way, reproduce it for any purpose other than private use, distribute it or publish it. Any unauthorised copying or use of the design or content differing from that expressly permitted by Liberty as the holder of the intellectual property rights shall affect the rights of said holder in accordance with the applicable international agreements and legislation in force in Spain.

The use of the content of the Website for any purpose or via any method which differs from those permitted by Liberty in these Terms and Conditions is strictly prohibited. If users wish to use the brands, names, logos or any other distinguishing element for the purposes of identifying the hyperlinks to the Website that they may have created on other websites they may request the necessary authorisation by contacting the Webmaster via the link provided at the end of these Terms and Conditions.

Use of e-mail

Users may use e-mail to contact Liberty for the purposes indicated in these Terms and Conditions and in the Privacy Notice.

Although it is Liberty´s wish to respond promptly to all the e-mails it receives, Liberty does not guarantee that it shall respond, as this shall depend on the volume of correspondence received and the complexity of the queries that are made. Nor does Liberty guarantee the correct sending or receipt of e-mails, as this is beyond its control.

All information received via e-mail from users of the Website shall be processed in accordance with the provisions of the Privacy Notice.

Jurisdiction and applicable legislation

Any dispute or conflict which may arise as a result of the use of this Website shall be resolved in accordance with the legislation in force in Spain and shall be subject to either the jurisdiction of the Courts and Tribunals in the user´s place of residence (when the user resides in Spain) or that of the Courts and Tribunals of Madrid (when the user resides outside Spain). Recourse to any other authority or jurisdiction which may be permitted in law is expressly renounced.

Relevant information for Liberty

The company Liberty Seguros, Compañía de Seguros y Reaseguros, S.A. is registered at the Madrid Registry of Companies in Volume 21275, Section 8, Folio 83, Page M-377257. The company´s Fiscal Identification Number (CIF) is A-48037642 and its registered address is at Calle Obenque 2, 28042 Madrid. The company´s activities are overseen by the Directorate General for Insurance and Pension Funds and are recorded in the Special Registry of Insurers under entry C-0467 and in the Special Registry of Pension Fund Managers under entry G-0056.

Users may contact Liberty regarding the Terms and Conditions of Use by sending an e-mail to

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